have your property or autos titled in a living trust? If so, have you let your
insurance agent know? Any property or auto title that has been transferred into
the owner's living trust needs to have that living trust listed on the homeowner's
and/or automobile policies. It should also be listed on any umbrella policy for
excess liability insurance. Usually the
name of the trust can be included on the policy at no extra cost.
are involved in a serious accident, do you have the finances available if you
are sued? Unfortunately these days anyone can be sued and the limits on your
personal insurance policy may not be enough. Fortunately, many insurance
companies offer a personal umbrella policy. With a personal umbrella you can
mount a powerful defense against the financial burden of personal litigation.
This valuable umbrella protection picks up where your primary personal
insurance policies leave off; expanding the liability coverage you many need if
a serious accident does occur.
It is our agency policy to protect your
privacy and the personal information you have entrusted to us. The Nebraska Privacy Law requires any
agency, company or broker to notify you once each year how they will use your
nonpublic personal and financial information. We are advising you with this
WHAT KINDS OF NONPUBLIC INFORMATION DO WE COLLECT ABOUT
In order to assist you in obtaining appropriate insurance coverage
and provide the best service for you, we may collect nonpublic personal
financial information about you from the following sources:
Information we receive from you on applications or other forms;
Information about your transactions with us, our affiliates, or other;
Information we receive from a consumer-reporting agency.
Unless it is specifically stated otherwise in an amended Privacy
Policy Notice, no additional information will be collected about you.
WHAT IS OUR POLICY ON SHARING YOUR NONPUBLIC INFORMATION?
We do not disclose any nonpublic financial information about our
customers or former customers to anyone, except as permitted by law. This
We will only use your nonpublic financial information to assist in
obtaining insurance coverage for you.
We will not sell, lease or rent your name to mailing lists companies,
telemarketers or any information about
will not disclose your nonpublic financial information to other parties for
other than insurance purposes.
HOW DO WE PROTECT YOUR NONPUBLIC INFORMATION?
We restrict access to this information to those employees WHO NEED
TO KNOW that information in order to provide insurance protection for you. We
maintain physical, electronic, and procedural safeguards that comply with the
law to guard your nonpublic personal information. Also, our agency does not
share information with non-affiliated third parties without prior customer
consent, except as permitted by law.
We appreciate the trust you have placed in our insurance agency
and we will take every step to protect that relationship!